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February 2016

Awards voting 2016

29/02/16 Category: Latest News

The voting for this year's awards has now closed.  We will announce the shortlists soon. There are categories for advisers, insurers, reinsurers, tech firms and more - and your votes will help decide the shortlists. List of categories and previous winners Innovation Award (LAST YEAR’S WINNER: UnderwriteMe) Life & Health Claims Award (New category) ** Submission required ** Individual Protection Adviser of the Year (LAST YEAR’S WINNER: Roy McLoughlin, Master Adviser) Organisation of the Year (LAST YEAR’S WINNER: Vitality) Best New Product of the Year (New category) Health Insurance Adviser of the Year (company) (LAST YEAR’S WINNER: Regency Health) Protection…
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The April dividend tax change, business entity choice & business financial protection considerations

by Johnny Timpson 11/02/16 Blog

Chancellor of the Exchequer George Osborne’s summer  Budget was pitched as a  Budget for working people. But does that mean all working people, or just employees in a certain wage bracket?  The biggest shock came from changes to the dividend regime. From April, there will be no more grossing up of dividends and  offsetting a notional credit; instead, taxpayers get the first £5,000 tax-free, then pay tax at increased rates on the balance. In practice, even after the £5,000 tax-free allowance, the loss of the tax credit means more tax will be paid overall with directors paying 7.5% more tax on any dividend payments. The  Chancellor’s changes…
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