April International Care has announced a number of improvements to its MyHEALTH Hong Kong private international health insurance (iPMI) policy range, and in particular to its Elite module. The changes took effect from the start of December 2020.
The annual limit for the Elite module for in-hospital care has been increased from US $3.0 million to $4.5 million and a near doubling of check-up and vaccination cover has been added, giving a total benefit for this now of US $2,000, with no change to policy premiums. In addition, new adult and child health benefits have been added, and are now fully covered for Elite policyholders.
Adult and child preventative health screenings have been added too, and April says this is particularly relevant in the current climate, tapping into the view that early diagnosis is increasingly important for many healthcare issues. April adds it is now one of a very small number of insurers to add mammography, pap smear tests and prostate screening as part of its standard hospital and surgery benefit. These enhancements come on top of its existing medical check-up and vaccinations package.
In addition, in a move it says is designed to address the rising importance of mental health care, for Extensive and Elite policyholders April has now enhanced and increased cover for mental health support.
Comment: April says its Elite policy now offers a blend of premium benefits and competitive pricing, which we believe makes APRIL International Care a very attractive choice. For many conditions now, early diagnosis brings genuine benefits and faster recovery times. Consequently, its enhanced benefits open up that possibility, bringing peace of mind to clients.
April looks to reviews the plan annually so customers and brokers should be pleased with these changes, which also link in with the growing acceptance that wellness and managing mental health better are now key priorities for employers and employees alike.
Plus points: A range of new benefits to its Hong Kong plans; The main focus is on the Elite module; Higher annual limits; Increased mental health and wellness support.
Not so plus points: Specialist plan for Hong Kong.
Rating (max 10): Overall: 8. Gold
Tags: iPMI; April International
I Mark: No