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October 2014 AXA PPP healthcare: iPMI

AXA’s new plan is an international private medical insurance (iPMI) plan for individuals and SMEs (small and medium enterprises) based in Kenya and Tanzania, offering the choice of treatment across Africa. Treatment can also be received in India or Pakistan.

The plan is distributed by J W Seagon & Co, based in Nairobi.

The plan offers a choice of packages, with names from Bronze to Platinum.

Bronze covers active treatment of cancer, in and daypatient treatment, medical conditions during pregnancy and HIV/AIDS treatment.

Bronze with outpatient add-on.
Silver. Adds follow-up cancer and heart surgery consultations, hospital at home, cover for chronic conditions, kidney dialysis and optical and outpatient cover.
Gold. Adds routine pregnancy cover. Adult health checks and palliative care for cancer.
Platinum.  Top the range benefits.

Comment: This is clearly a specialist plan and is distributed to meet local needs though a Nairobi broker. Increasingly, iPMI propositions are being deigned to meet local needs rather than trying to adopt a one size fits all approach. For clients based in Kenya or Tanzania the plan is likely to be high up their list of possible solutions.

Plus points: Specifically designed for the Kenyan and Tanzanian markets; Local distributor; The strength of the AXA brand.

Not so plus points: Only distributed through one local broker; Geographic segmentation can make life more complex for brokers and for expats who move territory regularly.

Website: http://www.jwseagon.com.

Rating (max 10): Innovation:  7. Overall: 8. Gold

Tags: AXA PPP; iPMI