Bupa International Gold Superior
Bupa International has significantly enhanced its existing plan, adding a new top level called Gold Superior, together with a new range of dental benefit options. The new top level plan provides maximum annual benefits of:
• Annual max benefit of £5m (or $10m or €7.5m).
• Full in-patient/day-patient cover.
• Full out-patient cover.
• Full cancer cover.
• Up to 30 days in-patient rehabilitation.
• Maternity cover up to £8,000 or £14,000 for prescribed caesareans and £75,000 for new born care.
• Up to £1,000 for health screens.
• £400 for accident-related dental treatment.
• £500 for vaccinations.
• One eye test per year and £50 for glasses/lenses (optional cover).
• £20,000 for hospice and palliative care.
• £10,000 for long term prescriptions including for HIV/AIDS drug therapy.
• Transplant services.
• Local road ambulance.
• £5,000 for local air ambulance.
USA and evacuation and repatriation cover are optional.
Plus points: Bupa has been in this market since 1971 and the new top level plan offers some of the most extensive levels of cover available.
Not so plus points: Some competitors may offer more benefits in certain areas or lower premiums.
Website: http://www.bupa-intl.com.
Rating (max 10): Innovation: 6. Overall: 8.