July 2012 Scottish Provident: CI
Scottish Provident, part of the Royal London group along with fellow protection office Bright Grey, celebrated its 175th birthday in May and has introduced a number of changes to coincide with that. The main changes are: • Accident hospitalisation cover has been added as a new critical illness benefit. • Third degree burns, covering 10-20% of the body’s surface area or 25-50% of the surface area of the face, has also been added as a new critical illness. • The definition for multiple sclerosis has been improved to ABI+ level. • Scottish Provident now has ten CI definitions that are…
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July 2012 Passport2Health: PMI
The eponymous Passport2Health is a new product and provider, aiming to give private medical insurance (PMI) benefits, but at a lower premium. It can do that by the customer having treatment not in the UK but overseas. As a result, savings of 30-50% are available, it says. Cover costs from £19 a month. The plan is underwritten by Sirius Lloyd’s Syndicate 1945 and administered by Advent Solutions Management Ltd. The concierge travel service is provided by Ten Group and medical aspects of the customer journey are arranged by Europ Assistance Holdings Ltd. Passport2Health is run by CEO Frank Levene (whose…
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July 2012 Allianz: iPMI
Allianz Worldwide Care is an international private medical insurance (iPMI) provider based in Dublin. Part of the global Allianz group, it has now entered the UK PMI market with Signature, which it says is one of the most comprehensive and transparent PMI plans on the market. The plan itself is available in Signature Plus and Signature Prime versions. Key benefits include: Benefit Plus Prime Max annual benefit £5m £2m In/day-patient benefits Full Full Inc psychiatry/psychotherapy £25K Nil Out-patient surgery Full Full Nursing at home £3K £1K Rehabilitation benefit £3K Nil Ambulance/scans/oncology Full Full Complications of pregnancy Full Nil Long term…
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