June 2013 Simplyhealth: PMI
Available to new business from 1 July (quotes from 1 May), this new plan replaces Simplyhealth’s existing Preferential, Accessible and Santé plans and is available to SMEs. The plan includes Core Cover benefits of: Out-patient consultations In full CT, MRI and PET scans In full Physiotherapy In full GP referred treatments In full In-patient and day-patient costs In full Specialists’ fees In full Dental surgery in hospital Usually in full Complications of pregnancy/childbirth In full Parent accommodation In full Private ambulance In full Home nursing In full NHS cash £150 night/day New child payment £150 Cancer cover (optional) Usually in…
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June 2013 Ageas Protect: Other
Ageas Protect has launched a business protection package, based around its term assurance and critical illness (CI) offerings. The package also includes trust deeds that can be set up online without customer signatures using its innovative e-commerce system. There is also a range of support items including information guides, calculators and sales aids, accessible through a microsite. The insurance is available on single or joint life bases, with waiver of premium (six months deferred period) on one or both lives. Terms are available from three years to end age 89 (lower in some cases, e.g. if WOP applies). There is…
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June 2013 National Dental Plan: Dental
National Dental Plan has entered the individual dental market with two innovative new products. Wisdom Benefits is a non-insurance plan that offers a 20% discount on private dental care plus on adult orthodontics and cosmetic dental procedures. Single and family membership is available, costing £19.95 and £29.95 a year respectively. Members can visit any dentist in the expanding network of dental practices (149 across the UK when we checked on 22 May). Dencover is a low cost dental insurance plan with five cover options: NHS; Silver; Gold; Platinum, and Diamond. Benefits on Dencover Diamond are: • Maintenance - routine examinations…
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June 2013 General & Medical: Other
General & Medical has launched an accident insurance policy for individuals and teams. The plan is available in four versions—Sports Accident Key, Sports Accident, Sports Accident Plus and Sports Accident Elite. The Elite plan pays up to £30,000 on total and permanent disablement or on loss of sight, hearing or a limb. Lower benefits apply to more minor injuries (e.g. £1,200 for a broken leg); up to £500 a year is payable for physiotherapy and £1,100 a month (max £6Kpa) is paid on temporary total disability. In general, the plan covers those injuries a sports person might expect to be…
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