Unum says that dental cover is the most popular voluntary health benefit offered by employers. Taking the appeal a stage further, employees can now enrol for Unum Dental cover online too.
Using the new online, paperless enrolment process, employees can get immediate cover in just a few clicks.
Unum Dental provides insurance cover to support employees and their dependants receiving both regular check-ups and essential dental treatment when they need it. Unum says it:
· Has the least exclusions compared to the other leading corporate dental providers.
· Provides a fast, simple claims payment service through an online claim portal.
· Covers planned and pending treatment that has been identified (but not started) before the policy start date.
· Covers children’s orthodontic treatment at all Index of Orthodontic Treatment Need (IOTN) grades - some insurers will only cover grades 4-5 (severe treatment needs).
Comment: Being able to join a voluntary scheme online simplifies joining and can take place 24/7. Linked with marketing campaigns, it can see enrolment increase, which must be good for employers and employees.
Plus points: A simple way to get dental cover through your employer; Can be accessed 24/7.
Not so plus points: Only available to employees and if their employer offers Unum Dental Cover.
Rating (max 10): Overall: 8. Gold
Tags: Dental; Unum
I Mark: No