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5 QI

Interviewee's Headshot

John Ritchie, Chief Executive, Ellipse


What was the first record you can remember buying?

Anarchy in The UK, single, Sex Pistols 1976. Up to then was listening to my older siblings prog rock, Van Morrison, early Springsteen and Neil Young.   

What is your biggest pet hate about the world of financial services?

Using complexity to baffle the customer.     

What is your favourite film, and why?

Godfather II. Business model similar to life insurance sales in 1980s and lots of mortality-related themes.   

If you won a million pounds tomorrow what might you do with it?

Get my sons established on property ladder - with £100 k each. Not too much, you can spoil them. And travel to the very best golf courses across the globe with the rest.         

If you could change one thing about the protection industry overnight, what would it be?

The one thing I would change is to get more strategy/communications people into leadership roles.   


About Protection Review

Protection Review is the definitive review of the UK's multi-billion pound health and protection insurance industry. Protection Review was established in 2003 by its then co-directors Peter Le Beau and Andy Couchman. In 2010 Kevin Carr joined as chief executive. All three are passionate about health and protection insurance
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Poll Results

Poll Results

JUNE 2015

In our last poll we asked "Are new style D2C players such as Beagle Street and There helping to grow the protection market?". Just under 70% of those who answered felt that the market was growing as a result of these new D2C companies.


Latest Poll

In our latest poll we ask:

"Which of the following options is most likely to encourage growth in the protection market?"

Click here to take part in the poll and check back here soon to see the results.



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Protection Review 2015 took place on 15 July.  Check back soon for the date for Protection Review 2016.

Please contact for further details.

Click here for pictures of the 2015 conference and click here to see the pictures of the dinner and awards.

For queries about this, and other Protection Review events, including training, please email


Latest Articles

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It’s all about the children…says Rachel Noble of Winston’s Wish


I was fortunate to be invited to represent Winston’s Wish (the charity for bereaved children) at the recent Protection Review Conference, on 15 July, at The Landmark Hotel. Gary Shaugnessy, CEO UK Life, Zurich, quoted Winston Churchill in his closing presentation – a quote I am sure you are all familiar with:  “If I had my way, I would write…
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Would I lie to you? asks Zurich’s Peter Hamilton

Blogs | 17/06/15

Earlier this year I came across a TED recommended reading list - 17 ‘must read’ books about lying, and I’ve now read them all. Actually the first bit is true, but not the second, but who knew there are 17 ‘must read’ books on lying, as well as all the others? There is a suggestion that lying to ourselves and…
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Why so many NTUs after a counter offer? asks Peter Chadborn, Director and Adviser at Plan Money


A question arose recently as part of a co-presentation I was delivering at The Health & Care Conference  and it related to the high number of applications not taken up when a counter-offer is made to a protection application. It is a question on which my views have been sought by various industry folk over the years, being a practitioner…
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