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Impartial reviews on the latest products and how they can impact consumers.

Care Plus Master International

January 2018 Care Plus: iPMI

Gold

Care Plus is the leading premium health insurance company in Brazil, having been founded 25 years ago and was acquired by Bupa Global in December 2016. Master International is an international private medical insurance (iPMI) plan that allows organisations to offer their employees healthcare around the world. Customers can access healthcare through Blue Cross Blue Shield Global in the USA and through Bupa Global outside the USA. The plan is available to Care Plus’s existing clients with its Master I plan (around 35% of its customers), and to new customers with compatible plans and an additional 2,000 new customers are…
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National Friendly Grace Care

January 2018 National Friendly: Later Life

Platinum

National Friendly has grouped together this product with its Assisted Living Insurance plan under the wider heading of ‘Later Life Care’. For Grace Care, all customers have to do is contact National Friendly on 0330 221 1171 to be put in touch with an expert adviser at Grace Care. Grace has long been established as a provider of high quality help and advice around long term care and this service is available through National Friendly at just £60 (half the normal cost). The adviser will: Talk to the customer in confidence about the needs and wishes of their elderly loved…
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Legal & General Critical Illness

December 2017 Legal & General: CI

Gold

Legal & General (L&G) has added two new services to its Critical Illness policies that are sold through intermediaries. The first is the Legal & General Nurse Support Service, which enables customers to benefit from practical advice and emotional support delivered by a team of qualified nurses, when they are diagnosed with a serious physical illness. It will also extend to support for mental health conditions, trauma and bereavement as well as eldercare and carer support for the customer and their close family members. To promote the product, Legal & General has created new videos and product animations to help advisers…
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AIG Life Over Fifties Life Plan

December 2017 AIG Life: WL

Silver

AIG Life’s new Over Fifties Life Plan will transform the traditional direct to consumer offer into a mainstream adviser product, the insurer has said. It claims to be the first provider to offer an over 50s plan to all advisers, and a key focus has been to make protection easier to buy for their clients. Key features of the new plan include: Protected Benefit – premiums cease at age 90, but if premiums have been paid for more than half of the specified term then a pro-rata amount of the sum insured is paid on death if the customer stops paying premiums early. AIG Life says this (effectively a paid-up plan option) is…
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Allianz Partners and Orient Insurance Company International Healthcare Plans for Dubai

December 2017 Allianz Partners: iPMI

Gold

Orient Insurance Company and Allianz Partners have launched new International Healthcare Plans for the Dubai market. The plans are underwritten and sold by Orient Insurance Company and designed by Allianz Partners. The DHA (Dubai Health Authority) compliant solutions offer worldwide cover and include a range of individual plans specifically designed to suit the needs of expat individuals and families moving to or living in Dubai. A range of group plans has also been launched, for start-ups, SMEs and larger organisations. The plans include an Expatriate Assistance Programme (EAP) as standard. The individual plans are designed to cover day-to-day medical expenses…
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