Close

Impartial reviews on the latest products and how they can impact consumers.

Unum Benni

November 2018 Unum: Other

Gold

Unum has launched a solution that lets staff pay for a range of benefits alongside existing employer-paid options. Called Benni, it is available either direct or white labelled and provides businesses with a portfolio of employee-paid benefit options that they can make available to their staff. Benni’s support team communicates to employees about the benefit offering, educates them on how it works, and helps them sign up and buy benefits. Benni offers a simple 3-step solution: 1) The employer chooses which benefits they want to offer. There is a portfolio of product options that employers can make available to all…
read more »

Vitality Dementia and FrailCare Cover

November 2018 VitalityLife: Later Life

Platinum

Dementia and FrailCare Cover is a new no initial cost add-on to Vitality’s Serious Illness Cover (SIC). Vitality has launched the variant as it says current solutions to the ageing population are falling short of the growing need for customers to prepare for the costs of living with conditions in later life, particularly with regard to degenerative conditions such as dementia, Alzheimer’s, Parkinson’s, stroke and general frailty. Dementia and FrailCare Cover is an industry first  and is aimed at helping people prepare financially for becoming frail or getting dementia in later life. Vitality points out that care costs in later…
read more »

Cirencester Friendly My Earnings Protected

November 2018 Cirencester Friendly: IP

Gold

Cirencester Friendly has re-launched its My Earnings Insurance income protection (IP) policy with key improvements and a new name. The plan is now called My Earnings Protected and again features guaranteed premiums, day one cover, no loadings for occupation, smoking or hazardous pursuits and can cover up to 65% of earnings. The revised product also features: No State benefits deduction at point of claim. An increased maximum benefit level. Guaranteed insurability options for lifestyle events. A wider choice of deferred periods. Improved relapse benefit. Removal of the initial waiting period. A more relaxed approach to the length of time an…
read more »

Aviva Critical Illness Cover

November 2018 Aviva: CI

Gold

Aviva has enhanced its Critical Illness+ and Life Insurance+ with critical illness products, to cover more conditions. The enhancements all apply to the upgraded options on its products and came into effect from 14 October. Upgraded children’s benefit (which is available as part of the critical illness policy), now covers three new conditions: Diabetes mellitus type 1. Brain abscess when undergoing a defined treatment. Less severe third-degree burns meeting defined criteria. Parents of children diagnosed with these conditions will receive a fixed £25,000 payment. Children are now covered from birth up to their 22nd birthday, whether they are in full…
read more »

Saga Health Insurance Introductions

October 2018 Saga: PMI

Silver

Saga offers five health insurance plans underwritten by AXA PPP, with each being unique to Saga. They are designed for customers aged 50 or over and called Super (which offers the highest cover, including full outpatient cover and a range of other benefits), Secure, Saver Plus, Saver and Support (the lowest cost plan as it excludes most outpatient except surgical outpatient treatment). Optionally, customers can add extended cancer cover, health cash plan benefits and obtain cover for pre-existing hypertension. Premiums can be cut by agreeing to open referrals, choosing a four week wait option, or choosing one of five excess…
read more »

Page 1 of 81 pages

123 Next Last

Keep on top of industry developments by email