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Impartial reviews on the latest products and how they can impact consumers.

Adviser panel

August 2020

Platinum

As of August 2020, we have introduced a new ‘adviser’ based rating to sit along side our product review scores. The score represents the average score from our independent panel of expert life, protection and health advisers for each product. The adviser panel includes the following firms:As of August 2020, we have introduced a new ‘adviser’ based rating to sit along side our product review scores. The score represents the average score from our independent panel of expert life, protection and health advisers for each product. The adviser panel includes the following firms: Advo Group, AJG, Assured Futures, BDHL, Cavendish…
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LV= Enhanced Children’s Cover (Adviser score 8.3)

August 2020 LV=: CI

Gold

LV= has introduced an option to now take out Life and Critical Illness insurance with Enhanced Children’s Cover.  The option includes child specific conditions, payments for pregnancy complications and increased payout levels. These are: Cover for an additional ten child-specific conditions more likely to occur during birth or early infancy, including Type 1 diabetes, cerebral palsy and Down’s syndrome. This brings the total number of conditions to 95 for children. £5,000 payment if the life insured is diagnosed with one of six pregnancy-related complications including stillbirth. Increased children’s payouts - 50% of the parent’s cover, up to an increased maximum…
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Vitality at Work Enterprise (Adviser score 6.8)

August 2020 VitalityLife: Other

Gold

Aimed at organisations with 1,000 plus employees, Vitality’s new at Work Enterprise plan has been launched to help large businesses support the wellbeing of their employees working at home, in offices and on site. The plan includes access to: Vitality Age. This is a measure of whether an employee is ‘older’ or ‘younger’ than their biological age, based on health and lifestyle risk factors. Vitality Healthcheck. 50-81% discounts on healthchecks. 40% gym discount at Virgin and Nuffield Health gyms. Activity tracker discounts. Healthy mid: 30% discount and up to six points a week. Discounts deals and vouchers at a range…
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Kingsbridge Solo and Solo Plus for contractors (Adviser score 7.5)

August 2020 Kingsbridge: PMI

Silver

Broker Kingsbridge has partnered with Equipsme to launch an affordable healthcare insurance product for the self-employed business owner. Equipsme provides affordable health insurance plans, underwritten by AXA PPP healthcare Limited, for self-employed businesses and companies with two or more employees. Kingsbridge offers a range of specialist business insurance products for contractors. This insurance cover is priced at a flat rate for ages 16-59, and customers can add a partner and up to six children to the plan. There are no medical questions when taking out the cover but conditions that existed in the three years before cover starts instead are…
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Bupa From Home (Adviser score 8.3)

August 2020 Bupa: Other

Gold

Bupa’s From Home service is a remote range of health services, designed to help people access healthcare services from their home. The service includes: Fast support for cancer, mental health and MSK. Bupa’s Direct Access team can assess a customer’s symptoms to provide fast reassurance or refer on to a specialist, often without needing to see a GP first. See a GP from home. Access to expert advice, diagnosis and prescriptions 24/7 through a video GP service, in partnership with Babylon. Talk to a nurse 24/7. Customers call the Anytime HealthLine for general health and wellbeing advice. Remote consultant appointments.…
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