Close

Impartial reviews on the latest products and how they can impact consumers.

Simplyhealth Simply Cash Plan 70 Plus

February 2011 Simplyhealth: HCP

Gold

Simplyhealth’s new health cash plan (HCP) is, as its name suggests, aimed at people aged 70 or over. This group is often either ignored or disenfranchised by insurers or most are priced out of the market. Simplyhealth’s approach is instead to offer a simple plan at low cost, with benefits optimised for older customers. So, this is not glam cover but bread and butter cover for bread and butter people and none the worse for that. Indeed, for intermediaries, the marketing opportunity is both older clients and their (often) more affluent children who can afford to buy cover for them…
read more »

Medical Care Direct Health Link

February 2011 Medical Care Direct: PMI

Gold

Medical Care Direct’s Health Link is a healthcare trust fund for firms with as few as 100 employees. Previously such schemes have tended to be the province of 1,000+ schemes, due to the cost and complexity of their set up. The scheme includes comprehensive third party administration, MCD’s unique Treatment Sourcing Service and stop loss insurance in one fixed price package. MCD says that healthcare trusts can offer employers savings of up to 20% a year when compared to PMI. Partly that is because, except for the stop loss premiums, payments into the scheme do not attract Insurance Premium Tax—which…
read more »

Health Shield Corporate Scheme Access Level

February 2011 Health Shield: HCP

Silver

Health Shield has added a new entry level ‘Access Level’ to its existing voluntary Corporate scheme. This costs just £1.25 a week (or £2.50 a week if partner cover is required too) and provides maximum annual benefits (100% reimbursement unless indicated otherwise) of: • Dental: £30. • Dental accident: £100. • Optical: £30. • Hospital benefit: £10 a night/day up to 25 pa. • Parental hospital stay: up to 25 nights a year. • Maternity: £75 cash sum single payment. • Physiotherapy; chiropractic; osteopathy; acupuncture, and homeopathy: £60. • Specialist consultation, ECG, X-ray and pathology fees: £60. • Chiropody: £30.…
read more »

AXA Protection Account

February 2011 AXA PPP healthcare: Menu

Gold

AXA’s Protection Account offers life, critical illness, mortgage income protection and business protection cover. A number of changes have recently been introduced: • Children’s cover now includes children in full time education up to age 21 (18 still continues for those not in full time education). The maximum benefit is the lower of 50% of the sum insured or £25,000. • The stroke definition is now ‘ABI+’. AXA has removed the exclusion for traumatic injury to brain tissue or blood vessels (and says it is the first company to do this). • Overall the plan includes ten ABI+ definitions. •…
read more »

Aviva Group Income Protection

February 2011 Aviva: GIP

Silver

Aviva’s latest changes to its existing group income protection (GIP) plans include: • A new escalation rate. Benefits can rise in line with the Retail Prices Index (RPI), capped at 2.5% a year. • Stress counselling helpline. This gives employees access to support from counselling professionals 24/7. • Bereavement helpline. Offers support to relatives and partners of GIP customers who have died or to those who have suffered bereavement themselves. • Legal helpline. This offers access to legal advice on any issue. • GP helpline. This gives employees and their families access to legal advice on any issue at any…
read more »

Page 85 of 92 pages

First Prev 8384858687 Next Last

Keep on top of industry developments by email