Impartial reviews on the latest products and how they can impact consumers.
June 2010 AXA PPP healthcare: PMI
AXA PPP healthcare’s CHP Pathways is a new, lower cost PMI plan for groups of 75+ employees. The plan is based on AXA PPP’s Corporate Health Plan but instead of having their GP refer them to a named specialist, members obtain an open referral and let AXA PPP decide which healthcare provider they should see. This should result in savings of around 15%, which is reflected in the plan’s premium rates. As part of the way it works, scheme members must have any treatment pre-authorised. This helps ensure that the required treatment is covered and enables AXA PPP to then…
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June 2010 Aviva: PMI
Good as the NHS is, it can still take weeks to see a specialist for a first (or subsequent) out-patient appointment. Around half those who have a first out-patient appointment then do not actually go on to need a hospital admission, so this can mean long and worrying waits for otherwise well people. Aviva’s new solution is Speedy Diagnostics, which offers the following benefits: • Pays for out-patient diagnostic tests—specialist fees for consultations and for diagnostic tests as well as the cost of X-rays, scans and ECGs. • Pays for day-patient or in-patient diagnostic tests—hospital charges for e.g. an endoscopy…
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May 2010 AA: PMI
AA Insurance and Financial Services has launched three private medical insurance products, underwritten by AXA PPP healthcare. The three are: • Assure Choice. This covers in-patient and day-patient treatment and out-patient surgery, radio/chemotherapy and scans, but excludes other out-patient treatments. It also covers hospital-at-home, private ambulance and radio/chemotherapy NHS cash benefit. • Ideal Choice. This adds limited additional out-patient cover and psychiatric treatment up to £900 a year. • Premier Choice. This provides the widest benefits. Exclusions for all plans include pre-existing conditions, dentistry, routine pregnancy/childbirth, chronic conditions and emergency/urgent treatment. All plans include a no claims discount, which starts…
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May 2010 AA: PMI
AA Insurance and Financial Services has launched three private medical insurance products, underwritten by AXA PPP healthcare. The three are: • Assure Choice. This covers in-patient and day-patient treatment and out-patient surgery, radio/chemotherapy and scans, but excludes other out-patient treatments. It also covers hospital-at-home, private ambulance and radio/chemotherapy NHS cash benefit. • Ideal Choice. This adds limited additional out-patient cover and psychiatric treatment up to £900 a year. • Premier Choice. This provides the widest benefits. Exclusions for all plans include pre-existing conditions, dentistry, routine pregnancy/childbirth, chronic conditions and emergency/urgent treatment. All plans include a no claims discount, which starts…
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May 2010 Aviva: Other
MyHealthCounts for Business is an innovative health risk assessment programme from Aviva UK Health that can provide employers with more than 250 employees with a tangible return within just one year. The product consists of employers purchasing a core package (at very low cost per employee). This includes the MyHealthCounts online health risk assessment (using the Roadtohealth Q scoring system), health reporting and a choice of internal communications materials. Each employee completes an online health and lifestyle questionnaire to discover how healthy they are compared to 100 other people of the same age and gender. This is their Q Score.…
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