Impartial reviews on the latest products and how they can impact consumers.
June 2010 Bupa: iPMI
Bupa International has significantly enhanced its existing plan, adding a new top level called Gold Superior, together with a new range of dental benefit options. The new top level plan provides maximum annual benefits of: • Annual max benefit of £5m (or $10m or €7.5m). • Full in-patient/day-patient cover. • Full out-patient cover. • Full cancer cover. • Up to 30 days in-patient rehabilitation. • Maternity cover up to £8,000 or £14,000 for prescribed caesareans and £75,000 for new born care. • Up to £1,000 for health screens. • £400 for accident-related dental treatment. • £500 for vaccinations. • One…
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June 2010 Bupa: iPMI
Bupa International has significantly enhanced its existing plan, adding a new top level called Gold Superior, together with a new range of dental benefit options. The new top level plan provides maximum annual benefits of: • Annual max benefit of £5m (or $10m or €7.5m). • Full in-patient/day-patient cover. • Full out-patient cover. • Full cancer cover. • Up to 30 days in-patient rehabilitation. • Maternity cover up to £8,000 or £14,000 for prescribed caesareans and £75,000 for new born care. • Up to £1,000 for health screens. • £400 for accident-related dental treatment. • £500 for vaccinations. • One…
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June 2010 Bupa: HCP
Bupa claims that this new plan is an industry first as a cash plan alternative to PMI. It offers three levels of cover and maximum annual benefits of: Benefit Level 1 2 3 Consultations £150 £300 £600 Therapies (physiotherapy, osteopathy, chiropractic and homeopathy) £150 £300 £600 Diagnostic scans £150 £300 £600 Hospital in-patient per night* £25 £50 £100 Hospital day-patient surgery** £25 £50 £100 * Up to 20 nights a year ** Per day, up to four days a year In addition, customers have access to the Bupa Healthline helpline. The plan is available as a company funded, voluntary or…
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June 2010 British Insurance: ASU
British Insurance Mortgage Payment Protection Insurance British Insurance’s latest MPPI plan is of conventional design, with a choice of unemployment only, sickness and accident only or accident, sickness and unemployment. The plan offers a choice of 30, 60, 90 or 180 days waiting periods. The marketing materials we saw implied a back to day one 30 day waiting period was also available, although the quotes engine did not offer this option online. Plans can be taken out from age 18 up to age 65. Customers must be in employment and living and working in the UK and their mortgage must…
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June 2010 ASU
The British Insurance Brokers’ Association (BIBA) and Millennium Insurance have launched a new payment protection plan for BIBA members to market. The plan is underwritten by Jubilee at Lloyd’s. The plan features: • Accident, sickness and unemployment (ASU) cover to protect regular bill payments of from £200 up to £2,000 a month. • Optional life cover from £2,400 to £24,000. • Confidential and independent advice programme to help claimants back to work. • Up to £50,000 help in appealing or defending employment or contract disputes and negotiating settlements for bodily injury or death. • 24/7 helpline. • Alternative lump sum…
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