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Impartial reviews on the latest products and how they can impact consumers.

Regency for Expats Life Insurance

May 2017 Regency Assurance: Term

Gold

Regency for Expats is part of Regency Assurance and, launched in 2014, it specialises in insurance and financial services for globally mobile individuals, companies and government bodies. Regency for Expats Life Insurance is a new simple life insurance product for globally mobile executives and expat employees around the world. As well as life cover, the policy includes a geographic extension as standard, which means customers can remain fully insured even if they move country. Additional benefits include upfront payments, 24/7 international assistance, mortal remains repatriation, child chaperone services and bereavement counselling. Comment: Expats need more protection insurance than just the…
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Co-op Funeralcare for children

April 2017 Co-Operative: Other

Platinum

For the last 30 years, Co-Op Funeralcare has assisted families who have lost a child under the age of 16 by not making any charge for its funeral director services. This has now been extended to 16 and 17 year olds, so covering all children. In addition, the Co-Op has iincreased the options available to families as part of its free child funerals service and committed to online transparency on its free child funerals policy, providing families who are concerned about cost, with peace of mind. The free service includes the necessary provision of funeral colleagues, transportation and collection, a…
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AXA PPP healthcare Occupational Health on Demand

April 2017 AXA PPP healthcare: Other

Gold
Poll Results

AXA PPP healthcare’s Occupational Health on Demand service is a pay-as-you-go occupational health service for SMEs and mid-sized corporates. The Occupational Health on Demand (OHOD) service is aimed at companies which may occasionally need the services of occupational health experts to help them manage frequent repeated absences, long-term absences and performance issues relating to ill-health at work. OHOD is designed to protect the health and wellbeing of the workforce by: Preventing work-related ill-health and injury. Ensuring new and existing employees are fit for work. Supporting ill or injured employees back to work with easy-to-access referrals and guidance.  Clients have full control of spend…
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Lutine Assurance Business Protection

April 2017 Lutine Insurance: Other

Silver

Lutine Assurance is the niche and specialist life division of Ryan Direct Group and was established in 1989 as a marketing, administration and service company for a consortium of life syndicates at Lloyd’s. Its new Business Protection product can be used for keyperson, partner/shareholder protection or for business stopgap needs and is based on Lutine’s executive protection policy. Key elements of the package include: Up to £5m lump sum compensation is available for each executive for life and permanent total disability cover, subject to age and residency. Up to £1m of critical illness cover is available. The maximum monthly income protection…
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British Friendly Mutual Benefits

March 2017 British Friendly Society: IP

Gold

Income protection (IP) provider British Friendly has launched a benefits programme called Mutual Benefits to its new and existing customers. The programme comprises four pillars: Mutual Support. This gives customers Health Support points each year which can be used to access a range of services from partner Square Health. Those services include virtual GP consultations, a second opinion on a medical diagnosis, physiotherapy and counselling. Mutual Wellbeing. This provides information and tools to help members improve their health and wellbeing. There is also an app called Lose it!, which helps track activity and diet. Mutual Rewards. This offers high street…
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