Impartial reviews on the latest products and how they can impact consumers.
May 2016 Ellipse: Other
Group risk insurer Ellipse has now launched a free excepted life trust for its group life customers. The trust can be used for excepted and single life relevant life policies and is free of charge to both new and existing policyholders. It does however cease if the customer’s excepted life policy with Ellipse is cancelled. In practical terms, the customer needs to download the trust deed, complete the necessary information, print it out and sign it. The documentation is then re-scanned and returned to Ellipse. An existing customer would go through a similar process but will need to tell Ellipse…
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May 2016 Aegon: Other
Aegon has launched a health and wellbeing service for its protection customers, which is delivered by partner organisation Health Assured. The service is available to all protection customers and their families and gives: 24/7 access to Health Assured’s qualified and experienced counsellors. Support and guidance on a wide range of issues, including: - loss of a family member or friend - diagnosis of a medical condition - emotional issues - marital and relationship concerns - family concerns, for example childcare - work-related concerns - consumer rights, legal and debt issues. Access to Health Assured’s innovative Online Health Assessment tool, providing…
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May 2016 Allianz Worldwide Care: iPMI
Allianz Worldwide Care (AWC) has launched new health insurance plans for Lebanon and Equatorial Guinea and a new security plan. This review focuses on the Lebanon plan. That plan has been developed with local partner Allianz SNA Lebanon (also part of the global Allianz group). The plan is offered to expats, nationals and their families who live in Lebanon. There is a choice of four plans and each offers cashless treatments at a wide range of inpatient and daycare facilities, plus other benefits including medical evacuation, full refund oncology treatment and rehabilitation treatment. The core plan can be supplemented by…
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May 2016 Generali: iPMI
Generali’s Global Choice plan is a menu driven international private medical insurance plan (iPMI) for groups. Available in three denominations (£, US $ and Euros) the plan offers maximum annual benefit of $1m (Select), $3m (Classic) or $4.5m (Premier) or equivalents. The core plan covers the following, mainly inpatient benefits, which are paid in full unless otherwise shown. For the top Premier plan (some limits vary by cover level) the plan covers: Hospital charges Rehabilitation and therapies (max 180 days). Organ transplant. Acute chronic episodes. Reconstructive surgery. Parent accommodation. Child accommodation. Pregnancy related medical conditions. New born care. Inpatient psychiatric/psychotherapy.…
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April 2016 Practice Cover: IP
Practice Cover is a specialist provider offering insurance for individual doctors and dentists and practices and has introduced new benefits to its Locum Insurance Plan (which is underwritten by Alpha Underwriting at Lloyd’s). Premiums have not risen (indeed have been stable for over six years now) as a result of the improvements, which are: Revalidation. This applies to health professionals who have to undergo further training to meet revalidation criteria. In this case, payment is made to the practice to meet the associated costs. The benefit is subject to a maximum 20 days' payment and there is a five day…
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