Expert insight, analysis and commentary across the entire protection industry.
by ProtectionReview 20/01/16
Advisers regularly ask me…How do I raise protection need with not just my new but also my existing clients?, what support material can I use?...Whilst the Government’s welfare reform agenda has thus far not featured too highly on intermediaries’ agenda for discussion with clients, the changes to Support for Mortgage Interest (SMI) benefit give reason to have a mortgage resilience and appropriate financial resilience discussion with all mortgage clients both old and new. Plus, the education material from the Seven Families project www.7families.co.uk can bring need to life as a number of the families featured discuss the mortgage issues and…
read more »
by ProtectionReview 11/01/16 Press Releases
Press release 12 October 2015 Protection Review appoints Roger Edwards as Marketing Director Protection Review, the independent protection consultancy established in 2003 by Co-chairmen Peter Le Beau and Andy Couchman, has appointed Roger Edwards as Marketing Director. Roger has vast industry experience and previous roles include Managing Director of Bright Grey and Scottish Provident. His appointment brings the Protection Review team up to six people, which also includes Kevin Carr, Jo Miller and Frances Delhoy and there will be no changes to these existing roles. Protection Review CEO, Kevin Carr said: “Roger brings a wealth of experience, ideas and energy.…
read more »
by ProtectionReview 11/01/16 5QI
What was the first record you can remember buying? Single: Ernie - Benny Hill - I was aged 9 at the time LP: Hotel California by Eagles - a more mature 14 year old! What is your biggest pet hate about the world of financial services? Santayana wrote (in the Life of Reason) “those who cannot remember the past are condemned to repeat it” - I think in this industry we all too frequently demonstrate a failure to learn from history. Very frustrating. What is your favourite film, and why? For sheer entertainment value - without question - Raiders of…
read more »
by ProtectionReview 15/12/15
I went to a conference this week where the theme was the benefits of early intervention and pro-active claims management. Several of the speakers identified what is called the ‘protection gap’, the number of people that have no life or sickness insurance or who are relying on the cover their employers provide. This was a truly inspirational conference where all of the speakers cared passionately about the good our industry can do. Data was produced to evidence the value of early intervention, and case studies were shown which pointed out not just the financial necessity of sickness cover, but also…
read more »
by ProtectionReview 13/10/15
The main proposal in the Government’s pensions reform consultation document Strengthening the Incentive to Save: a consultation on pensions tax relief, which closed on 30 September, was to remove the entirety of the tax reliefs on contributions and instead apply them to pension withdrawals, making pensions more like ISAs. However, most commentators don’t think this exercise is about getting the public to save more for retirement, but rather to save money for the Exchequer. The Treasury already has its sights on higher-rate relief on pension contributions and few expect the benefit to last beyond the present tax year. However the…
read more »
