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Expert insight, analysis and commentary across the entire protection industry.

We need to talk about… critical Illness updates

by Protection Review 19/12/18 Category: Comment

In this new regular series we look at hot topics and try and start a debate. And it might be a little provocative. In the first of a new series of short comment pieces from the Protection Review team, we ask how often should critical illness policies be updated? We’ve noticed some companies updating their critical illness policies two, maybe three times, a year. They add extra conditions, partial payments and definition improvements. We never criticise product improvements. After all, adding a wider range of cover and improving definitions can only be good for customers. But we know these developments…
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Iona Bain shares her thoughts on LifeSearch’s Health, Wealth and Happiness report.

by ProtectionReview 07/12/18 Blog,Comment,Latest News

How much pay would you give up to achieve a more balanced life? That’s the question that LifeSearch recently put to around 2000 adults – and the answer was highly revealing. Most of us would be theoretically happy to sacrifice some of our pay if it made us happier, and around half of us would happily give up a 5 – 10 per cent chunk of our salary. That’s equivalent to £2000 if you consider the average UK salary of £25,417. So what’s going on? Do we hate our jobs and want to spend less time doing them? Or do…
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5QI, Alan Knowles, Cura & PDG

by ProtectionReview 06/12/18 5QI

1. What was the first record/CD/download you can remember buying? I wish I could say it was something like Metallica or AC/DC but actually the first CD I ever owned was George Formby's 'When I'm cleaning Windows', but not by choice, my grandparents bought for me saying it was a classic. And still today I find myself randomly humming it. The first CD I can remember buying myself was one of the 'Now That's What I Call Music' albums from the 90s. 2. What is your biggest pet hate about the world of financial services? No specific 'pet hate' as…
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5QI, Mollie Burdge, Future Proof

by ProtectionReview 08/10/18 5QI

  What was the first record/CD/download you can remember buying? Avril Lavigne ‘Let Go’. I must have been about 8 years old then. My music taste has changed somewhat since then. What is your biggest pet hate about the world of financial services? How it is perceived as being very grey and boring by people not in the industry. I love my job and how varied it is, every day I deal with new clients and interesting medical conditions. What is your favourite film, and why? It is so hard to choose just one but The Breakfast Club has always…
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Poll: Could the industry improve how it underwrites mental health?

by ProtectionReview 08/10/18 Polls

Poll In our current poll we ask “Could the industry improve how it underwrites mental health?: Click here to cast your vote Poll Results Our last poll asked “Will we see a time when today's added value benefits become the core product, with insurance being the add on?”.  Just under 60% of respondents felt that this was inevitable.  A quarter of people felt that this wouldn’t be the case and 15% remained undecided.
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