Expert insight, analysis and commentary across the entire protection industry.
by ProtectionReview 11/01/16 Category: Press Releases
Press release 12 October 2015 Protection Review appoints Roger Edwards as Marketing Director Protection Review, the independent protection consultancy established in 2003 by Co-chairmen Peter Le Beau and Andy Couchman, has appointed Roger Edwards as Marketing Director. Roger has vast industry experience and previous roles include Managing Director of Bright Grey and Scottish Provident. His appointment brings the Protection Review team up to six people, which also includes Kevin Carr, Jo Miller and Frances Delhoy and there will be no changes to these existing roles. Protection Review CEO, Kevin Carr said: “Roger brings a wealth of experience, ideas and energy.…
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by ProtectionReview 11/01/16 5QI
What was the first record you can remember buying? Single: Ernie - Benny Hill - I was aged 9 at the time LP: Hotel California by Eagles - a more mature 14 year old! What is your biggest pet hate about the world of financial services? Santayana wrote (in the Life of Reason) “those who cannot remember the past are condemned to repeat it” - I think in this industry we all too frequently demonstrate a failure to learn from history. Very frustrating. What is your favourite film, and why? For sheer entertainment value - without question - Raiders of…
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by ProtectionReview 15/12/15
I went to a conference this week where the theme was the benefits of early intervention and pro-active claims management. Several of the speakers identified what is called the ‘protection gap’, the number of people that have no life or sickness insurance or who are relying on the cover their employers provide. This was a truly inspirational conference where all of the speakers cared passionately about the good our industry can do. Data was produced to evidence the value of early intervention, and case studies were shown which pointed out not just the financial necessity of sickness cover, but also…
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by ProtectionReview 13/10/15
The main proposal in the Government’s pensions reform consultation document Strengthening the Incentive to Save: a consultation on pensions tax relief, which closed on 30 September, was to remove the entirety of the tax reliefs on contributions and instead apply them to pension withdrawals, making pensions more like ISAs. However, most commentators don’t think this exercise is about getting the public to save more for retirement, but rather to save money for the Exchequer. The Treasury already has its sights on higher-rate relief on pension contributions and few expect the benefit to last beyond the present tax year. However the…
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by ProtectionReview 09/10/15
Wilful Blindness is a legal term that describes a situation in which a person seeks to avoid civil or criminal liability for a wrongful act by intentionally keeping himself or herself unaware of facts that would render him or her liable. Ignorance is not a defence. In everyday usage it has come to mean any situation in which people intentionally divert their attention away from a problem that is an inconvenient truth. A good advocate could probably make a persuasive case that the directors of insurance companies are suffering from wilful blindness. But insurers are not alone. Let’s take a…
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