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Expert insight, analysis and commentary across the entire protection industry.

5QI, Adam Saville, Cover

by PR 29/01/19 Category: 5QI

What was the first record/CD/download you can remember buying? ‘Protection’ by Massive Attack… if only!? It was actually a tape – ‘Wannabe’ by Spice Girls. An odd choice for a 12 year old boy, but I don’t regret a thing (honest). The first vinyl record I ever bought was Gala ‘Freed From Desire’, which even today is a certified banger. I wish I still had it in my collection. I would genuinely play it: to people. What is your biggest pet hate about the world of financial services? It would be great if we saw greater diversity across the industry…
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Poll:What is most likely over the next five years – continued evolution or dramatic disruption?

by PR 22/01/19 Polls

Poll In our current poll we ask “What is most likely over the next five years – continued evolution or dramatic disruption?” We’ve been discussing this very topic in our “We need to talk about” section on the website. Click here to cast your vote Poll Results Our last poll asked “Could the industry improve how it underwrites mental health?”. Nearly three quarters of respondents felt that improvements could be made with just 16% saying no and the smallest number, just (10%) saying maybe.
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We need to talk about… disruption

by Protection Review 13/01/19 Comment

The second in our regular series looking at hot topics. We're trying to start a debate so it might be a little provocative. Is a tech giant or a global brand about to bulldoze its way into UK protection and disrupt the market from under our feet? We’ve all had the conversation. It’s a frequent topic of discussion, especially over a few beers when the protection great and good come together after an event. “I’m surprised no one has done it yet,” someone will say. “The UK protection market is ripe for disruption. When will we see the Uber or…
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Announcing the Protection Review I Mark for Innovation

by Protection Review 07/01/19 Latest News

We’re delighted to award the very first I Mark to: Vitality’s Dementia and FrailCare Cover. Click here to read our review. Congratulations Vitality. Now let's tell you what the I Mark is all about. Innovation is at the heart of how protection insurance can reach a wider audience. Past examples include not only new products such as critical illness insurance from the 1980s, but more recent developments such as straight through processing, teleunderwriting and the growth of third party services, as well as changes to the products themselves. At Protection Review our aim has always been to encourage better solutions for…
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We need to talk about… critical Illness updates

by Protection Review 19/12/18 Comment

In this new regular series we look at hot topics and try and start a debate. And it might be a little provocative. In the first of a new series of short comment pieces from the Protection Review team, we ask how often should critical illness policies be updated? We’ve noticed some companies updating their critical illness policies two, maybe three times, a year. They add extra conditions, partial payments and definition improvements. We never criticise product improvements. After all, adding a wider range of cover and improving definitions can only be good for customers. But we know these developments…
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