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Expert insight, analysis and commentary across the entire protection industry.

It’s all about the children…says Rachel Noble of Winston’s Wish

by ProtectionReview 24/07/15

I was fortunate to be invited to represent Winston’s Wish (the charity for bereaved children) at the recent Protection Review Conference, on 15 July, at The Landmark Hotel. Gary Shaugnessy, CEO UK Life, Zurich, quoted Winston Churchill in his closing presentation – a quote I am sure you are all familiar with:  “If I had my way, I would write the word ‘insure’ upon the door of every cottage and upon the blotting book of every public man, because I am convinced, for sacrifices so small, families and estates can be protected against catastrophes which would otherwise smash them up…
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Slides from Protection Review Conference 2015

by ProtectionReview 15/07/15 Content

PROTECTION REVIEW 2015 OPENING SESSION SLIDES: DAVID HOWELL, PACIFIC LIFE RE Click here  PROTECTION REVIEW 2015 SESSION 1 - PHIL JEYNES, UNDERWRITEME Click here PROTECTION REVIEW 2015 SESSION 1 - GUY WILLIAMS, LISS SYSTEMS Click here PROTECTION REVIEW 2015 SESSION 1 - DARREN LOVEDAY, THUNDERHEAD Click here PROTECTION REVIEW 2015 SESSION 1 - STEVE BRYAN, LEGAL & GENERAL Click here PROTECTION REVIEW 2015 SESSION 2 - DAVID BUCKINGHAM, SUN LIFE Click here PROTECTION REVIEW 2015 SESSION 2 - PAUL CASEY, HANNOVER RE UK LIFE BRANCH Click here PROTECTION REVIEW 2015 SESSION 2 - MIKE WARD, PAYINGTOOMUCH.COM Click here PROTECTION REVIEW 2015 SESSION 2 - KELLY…
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Why so many NTUs after a counter offer? asks Peter Chadborn, Director and Adviser at Plan Money

by ProtectionReview 02/06/15

A question arose recently as part of a co-presentation I was delivering at The Health & Care Conference  and it related to the high number of applications not taken up when a counter-offer is made to a protection application. It is a question on which my views have been sought by various industry folk over the years, being a practitioner who deals with the application process from initial client engagement through to policy set up. The question takes various forms but basically boils down to ‘why do such a high proportion of counter-offer cases get NTU?’. To understand the possible…
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Consolidation and the illusion of choice by Karen Gamble of Health Claims Bureau

by ProtectionReview 20/05/15

Is consolidation good for consumers? This is a question that has been asked many times but always, it seems, big is better. Innocent Drinks, Ben & Jerry’s, Body Shop and Green & Black’s chocolate have all been taken into the larger corporate fold. Did the consumer benefit? Did the money behind these brands allow for innovation, wider distribution and better value for the consumer? In the last month approval has been given for Aviva’s merger with Friends’ Life, AXA PPP has announced the acquisition of Simplyhealth’s medical insurance business and Now Health has bought Best Doctors. Prior to this latest…
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BUSINESS IS BUSINESS (And Digital is Different and Disruptive) says Alan Newman

by ProtectionReview 15/05/15

Last year I saw the best opening to a presentation that I have ever seen.  Before the first PowerPoint slide was projected on to the screen, a senior director of a mobile telephone company stood up in front of the audience and held up his mobile phone.  “Let me illustrate why meta data matters.  This phone sends out a signal every minute or two saying where it is.  Where the phone has been is where I have been.  I have asked tech colleagues back at my office to condense 1 year in the life of this phone into 2 minutes.…
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